As we count down to the start of 2026, many people are thinking about change, real change. Not just resolutions that fade by February, but transformation that sticks. Our guest this morning has lived that transformation in the most dramatic way. Joel Steele went from jail, bankruptcy, and even a near-death experience before age 25 to becoming a successful entrepreneur, financial expert, keynote speaker, and now the author of Life Switch: How to Experience the Power of Living ON. His story is powerful, but his message is even more so: that anyone can “flip their switch” and step into a new year with purpose, passion, and a clear plan for success.

Joel is also making a remarkable pledge, donating $1 million to charity if his book sells one million copies, a challenge rooted in his belief that personal change can ripple outward to families, communities, and beyond.