Consumers are facing a rapidly growing wave of financial threats, many of them powered by AI. A new Deloitte report shows that credential theft is surging, with stolen usernames and passwords jumping by more than 160% in just the first six months of 2025. Much of this spike is being driven by AI-enhanced phishing attacks and the reuse of compromised passwords, making it easier than ever for scammers and organized fraud rings to break into accounts.

With International Fraud Awareness Week beginning yesterday, it’s the perfect time to talk about how people can protect their money and their digital identities. Joining us this morning is Bryan Watkinson, Vice President of Risk Operations at Affinity Federal Credit Union. Bryan regularly shares insight on scams and security in his “Fraud Friday” video series, and today he’s here to help us understand what’s changing–and what we can do to stay safe.